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Did you setup arm9 loader with luma3ds? If you did then it is safe to update with sysnand to the latest version as now with arm9hax makes cfw perm on your 3ds (meaning you won’t lose it if you update to the lastest firmware) . If you are paranoid then I would setup emunand and use luma3ds to boot to emunand and keep sysnand on 9.2. Then update the emunand to the lastest firmware.